Area Information

Consumer Center

Health and Safety

Insurance

    Consumer Information — Important consumer information from the California Department of Insurance.

    A C.L.U.E. Report — For buyers and Sellers, a "Comprehensive Loss Underwriting Exchange" (C.L.U.E.) Report is used by insurance companies to determine your insurability. Obtain this report in advance to avoid problems with obtaining homeowner’s insurance.

    Homeowner's insurance - What you should know — An informational brochure on homeowner’s insurance from the National Association of Realtors.

    Insurance Terminology — For a glossary of terms used in the Insurance industry, click on this link.

Maps

Mortgage

    Obtain a Home Mortgage — Academe Lending is the home loan arm of Academe Real Estate. Click her for more information on obtaining a home loan.

    Mortgage Rates — To view current home loan interest rates, click here. You can also calculate monthly payments using the mortgage calculator at the bottom of the page.

    FICO Scores — Lenders use your FICO Score to aid in qualifying you for your loan. Click here to find out more about FICO Scores.

Real Estate

    Real Estate Terms — A glossary of terms used with the buying and selling of Real Estate

    Obtaining a License — Requirements for obtaining a California Real Estate License

    Real Estate Careers — If you are interested in a career in Real Estate, you must first complete a course in Real Estate Principles and pass the exam offered by the State of California Department of Real Estate (DRE). Also, before receiving your license you must complete a course in Real Estate Practice and one elective course from a list provided by the DRE. We work with The Rockwell Institute to provide an online Real Estate Principles course and a "Crash" course designed to help you pass the state exam. For information on the Real Estate Principles course, click on the link below.

Resources

Schools

Tax Information

    The I.R.S. — Official Internal Revenue Service Site

    Tax Tips — Click on this link for some year-end tax tips.

Visitor’s Guide

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